Author: Contemporary Media Group, LLC

On Thanksgiving, when we get together with family and friends, we think about all the things we are thankful for. A place to call home is one of the best things that can happen to us. It’s where we make memories that will last a lifetime, where we feel safe and secure, and where we make a safe haven for ourselves and our loved ones.

We want you to join Sheldon Neal/That British Agent this Thanksgiving in being thankful for your home and the chances it gives you. In the spirit of giving thanks, we’d like to tell you how we can help you make your home even better.

You can trust us to help you buy and sell homes

You can think of us as more than just real estate agents; we’re committed partners who pay close attention to your specific wants and needs. We can help you through the whole process, whether you want to sell your current home or find the right place to start making new memories.

Looking for the Right Home

We have the skills and local knowledge to find the right property for you, whether you’re looking for a quiet place to retire, a busy place for your business, or a friendly place to raise your family. We take the time to learn about your needs and wants so that your new home fits with your dreams.

Market knowledge to help you make smart choices

It’s important to have an experienced lawyer by your side in today’s competitive real estate market. We carefully study and review the market to find the best chances. Our thorough study makes sure that your real estate journey goes smoothly and without any stress, whether you’re selling your home and need to set the right price or buying one and want to know how much it’s worth.

A Thankful Thanksgiving Message

As we celebrate Thanksgiving, we want to say a big thank you to you, our valued clients, for putting your trust in us with your real estate needs. We’re glad you gave us the chance to help you find or sell a home. We’re glad you let us be a part of your journey in this unique place we call home.

Take a moment to be thankful for your home, your family, and your future this Thanksgiving. We are here to help you every step of the way, whether you’re looking for a new home to make memories in or thinking about making a change in your real estate holdings. Get in touch with us for a free meeting, and we’ll help you make your real estate dreams come true. Have a warm and happy Thanksgiving with your family and friends!

If you’re interesting in buying a home in New Jersey, the current financial economy and housing market might come as a big surprise. Mortgage rates have skyrocketed, but home prices continue to stay high, making home financing a challenge for many families. As a result, many homebuyers have started to ask their Realtor if it might be better to rent instead of buying a house right now. Here are our thoughts.

The Economy is Uncertain; Buying a House in NJ is A Lasting Investment

While the economy may vary, your home purchase in New Jersey is a major investment that can last for decades. If you do choose to finance your home purchase, you may not be locked into today’s rates—if the economy changes, you can always refinance in the future. While everyone hopes that costs will go down, they have been steadily rising. There may not be many lower-cost options in the future either, so sometimes you have to accept the costs.

Consider Your Future Before Buying A Home

The economy shouldn’t stop you from buying a house in NJ, but your plans are very important. Do you know that you want to stay in New Jersey and live in the community where you are buying your home? Or are you a traveler who would love to move in a few years? Even if they are high, can you cover the costs of a home right now with a stable income? Just like when the economy is stronger, the facts of your life are really more important than anything else.

Here’s When Renting Is Smarter Than Buying A House in Sparta

Renting a home in NJ has historically been more costly than buying one. In today’s market, the costs are about even. If you’re not sure whether you should rent or buy, try calculating your expenses until the next time you plan to move. Renting can save you from being trapped in a mortgage you can’t afford, but may also come with hidden costs, such as application fees, security deposits, and background checks—plus the hassle of moving frequently. If you know that you aren’t planning to stick around, or if your finances aren’t secure for the future, renting may be a better option than buying for a few years.

Most of the time, buying a house in NJ is a worthwhile investment that will pay itself off over time. For help determining if a home purchase is in your future, get the advice of That British Agent and the rest of the team.

If you’re getting ready to buy a house in New Jersey, you’ve picked an interesting time! Finances are tight for many people, the Fed keeps raising the interest rate, and many homes have been sitting on the market for a while, just waiting for someone to make an offer to buy the house for cash, or to offer a higher bid. But something could be lurking in your wallet that keeps you from getting that home… a credit card with high debt! Keep reading to see why you should avoid credit card charges while buying a home.

Credit Card Debt is Higher Than Ever and Can Affect Home Buying

Bad news: credit card debt is skyrocketing for most people! New Jersey’s real estate market is starting to show the impact of tight finances as people struggle just to make ends meet. For many families, that means putting debt on a credit card. But if you’re buying a home in New Jersey, you want to avoid this high credit card debt. High credit card balances show that you may not be able to meet your monthly living expenses—and thus, may be a risk for a home loan.

Keep Finances Stable in Today’s Volatile Real Estate Market

In general, real estate agents in NJ advise that you keep your financial situation stable in the current market. That means no big spending, no big purchases on credit cards, no more loans. Just “coast” until your home purchase goes through, or your lender may start to have questions.

Buy A House With Cash To Avoid High Credit Card-Related Costs

If you already have a lot of credit card debt, or don’t want those lenders poking into your finances, you may be able to buy a house with cash. This is perfect for those who engage in a lot of investments, such as investing in real estate, or for those who know they have a big payment coming up from another source. Skip the lender and buy a house with cash if your credit is poor!
No matter what your financial situation, the real estate agents working with That British Agent can find a perfect home, and connect you with suitable lending options. Call today to see available homes in NJ.